
Automobile insurance in Quebec is a two-part system. Law suits are not permitted with respect to bodily injury sustained in automobile accidents in Quebec. Residents of Quebec purchase this protection from the provincial government as part of the motor vehicle registration process, and are then compensated for their bodily injuries whether or not the accident occurs in Quebec.
Third party liability coverage is purchased from private insurers and relates to property damage claims within Quebec, and to bodily injury and property damage claims outside of Quebec.
Physical damage cover to automobiles can be purchased from private insurers.